1. Overview of the Service
trovetool (the “Service”) is a website that provides free wealth-building simulators and financial calculators. These Terms govern the rights and obligations between the operator (HengSsg) and you, the user, in connection with your use of the Service.
2. Eligibility
Anyone with internet access may use the Service without registration. We recommend that users under 14 obtain a guardian's consent before using the Service.
3. Informational Nature
All calculation results provided by the Service are for informational purposes only. In particular, for the financial tools:
- Actual returns, tax rates, and inflation vary with the market and your individual circumstances.
- Always consult a qualified professional before making important investment, financial, or tax decisions.
- The operator is not liable for any investment losses based on results from the Service.
4. User Responsibilities
You agree not to:
- Interfere with the normal operation of the Service (e.g., DDoS attacks, crawler abuse).
- Reproduce the Service's code or content without authorization to operate an identical or similar site.
- Infringe the personal information or intellectual property rights of others within the Service.
5. Intellectual Property
The operator owns the copyright in all content of the Service, including its design, text, code, and images. Short quotations from blog posts (less than 10% of the whole) are permitted with attribution; reproducing a full article requires prior written consent.
6. Changes to and Suspension of the Service
The operator may modify or discontinue part or all of the Service after prior notice. In urgent security or legal situations, notice may be given after the fact instead.
7. Disclaimer of Warranties
The Service is provided “as is.” The operator makes no express or implied warranties as to its accuracy, completeness, or fitness for a particular purpose, and is not liable for any direct or indirect damages arising from use of the Service.
8. Changes to These Terms
If these Terms change, we update the “Last updated” date on this page. We announce material changes separately through a site notice.
9. Governing Law and Jurisdiction
These Terms are governed by and construed under the laws of the Republic of Korea, and any dispute shall be subject to the court having jurisdiction over the operator's address as the court of first instance.
10. Contact
For questions about these Terms, reach us through the Contact page.