1. For Informational Purposes Only
All calculators, tools, and blog posts provided by trovetool are for general informational purposes only and do not constitute advice tailored to any individual's situation. Any investment, financial, tax, or legal decision you make based on results from this site is entirely your own responsibility. This information is not professional financial, investment, or tax advice.
2. Accuracy of the Financial Tools
The calculators in the Finance category are based on the following assumptions:
- The return you enter is assumed to stay constant (real markets are volatile).
- The U.S. tax tools cover U.S. federal taxes only — they do not account for state or local income taxes, the Net Investment Income Tax (NIIT), or the Alternative Minimum Tax (AMT). Defaults vary with your individual tax situation.
- Inflation is assumed to stay constant — actual inflation varies.
- Some variables, such as early withdrawals, tax-advantaged accounts, and exchange rates, are simplified or not reflected.
Calculation results are therefore estimates, and your actual returns, taxes, and retirement savings will vary with market movements, the products you choose, and your personal circumstances. Always consult a qualified tax or financial professional before making important decisions.
3. External Links
trovetool may include links to external sites. The operator is not responsible for the content, privacy practices, or service quality of those external sites.
4. Advertising
This site may use third-party advertising networks such as Google AdSense to help cover operating costs. Ad content is selected automatically by the advertising network and is not directly recommended or endorsed by the trovetool operator. Any transaction that occurs after you follow an ad to an external site is solely between you and that advertiser, and trovetool is not liable for any resulting damages.
5. Limitation of Liability
trovetool is provided “as is,” with no express or implied warranties as to accuracy, completeness, or fitness for a particular purpose. The operator is not liable for any direct or indirect damages (such as investment losses, tax assessments, or service errors) arising from use of this site.
6. Changes
If this disclaimer changes, we update the “Last updated” date at the top of this page. We announce material changes separately through a site notice.
7. Contact
For questions about this disclaimer, reach us through the Contact page.