Dividend simulator
How much monthly dividend from ₩100M in SCHD, JEPI, or O? Drag the handle on the donut chart to adjust weights — annual and monthly dividends update instantly. Data based on Yahoo Finance trailing 12-month actual distributions.
Portfolio weight
Drag the handle between stocks to adjust weights
| Ticker | Weight | Allocated | Yield | Monthly | Annual | |
|---|---|---|---|---|---|---|
SCHD SCHD (슈와브 배당 ETF) | 50.0% | 5000만 | 3.50%⚠ | ₩145,833 | ₩1,750,000 | |
JEPIMonthly JEPI (JP모건 커버드콜) | 30.0% | 3000만 | 7.50%⚠ | ₩187,500 | ₩2,250,000 | |
OMonthly 리얼티 인컴 (월배당의 황제) | 20.0% | 2000만 | 5.22% | ₩87,035 | ₩1,044,419 |
Pick stocks
3/48 selectedHow it works
- Share count: Allocated amount (₩) ÷ KRW/USD rate ÷ current price. Fractional shares assumed (actual trades are whole units).
- Annual dividend: Shares × Yahoo Finance trailing 12-month distributions. Future dividends are not guaranteed.
- Monthly dividend: Annual dividend ÷ 12. Actual payout frequency varies by stock (monthly / quarterly / semi-annual).
- Weighted avg. yield: Total annual dividend ÷ total investment × 100.
- Pre-tax display: Before US 15% withholding and Korean 15.4% dividend tax. Actual receipt is approximately 0.85×.
- FX excluded: Converted at current USD/KRW rate fixed. Actual dividends will vary with FX.
FAQ
Where does the dividend data come from?
Yahoo Finance trailing 12-month actual distributions, refreshed every 5 minutes with 15–20 minute delay.
How exactly is monthly dividend calculated?
Share count = allocated amount ÷ current price. Annual dividend = shares × trailing 12-month distributions. Convert to KRW at current rate, then divide by 12 for monthly.
How much tax do Korean residents pay?
US dividends are subject to automatic 15% US withholding. In Korea: if total financial income is ≤₩20M/year, apply separate 15.4% tax; above ₩20M, add to comprehensive income. This simulator shows pre-tax amounts.
SCHD vs JEPI — which is better?
SCHD focuses on dividend growth. JEPI focuses on high yield + volatility reduction. SCHD suits the accumulation phase; JEPI suits the drawdown/income phase.
Are high-yield ETFs like JEPQ and QYLD safe?
Covered-call strategies distribute option premiums as dividends. 'High yield' is not automatically 'good' — it represents a different set of tradeoffs.
How do I adjust the weights?
Small handles appear between stocks on the donut chart. Drag a handle (mouse or mobile touch) to shift weight between the two adjacent stocks.
Related tools
Dividend data is based on Yahoo Finance trailing 12-month distributions with 15–20 minute delay. Future dividends may decrease due to company policy changes or earnings deterioration. All amounts shown are pre-tax — actual receipt is after US 15% withholding and Korean dividend tax. Do not use as the sole basis for investment decisions.